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Best Buyback Program

Goldco Review 2026

4.8/5 BBB: A+
Minimum Investment
$25,000
Years in Business
16+
BBB Rating
A+
Our Rating
4.8/5
Goldco has been a trusted name in precious metals since 2006, helping Americans diversify their retirement portfolios with gold and silver. Known for their excellent buyback program and white-glove customer service, Goldco has earned thousands of 5-star reviews.

✓ Pros

  • Industry-leading buyback program
  • Lower minimum than Augusta at $25,000
  • A+ BBB rating with excellent reviews
  • White-glove customer service
  • Comprehensive rollover assistance
  • Wide selection of IRA-eligible metals

✗ Cons

  • Setup fees can vary
  • Some products have higher premiums
  • Phone consultation required for pricing

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Company Overview

Goldco was founded in 2006 and has since become one of the largest and most reputable precious metals IRA companies in America. Based in Woodland Hills, California, they've facilitated over $2 billion in precious metals placements and maintain an A+ rating with the Better Business Bureau.

Products & Services

Goldco offers a wide range of IRA-approved gold and silver products. Their selection includes popular coins like American Eagles, Canadian Maple Leafs, and Austrian Philharmonics. They also offer platinum and palladium for non-IRA purchases. Their team helps with 401(k) rollovers, IRA transfers, and direct purchases.

Fees & Pricing

Goldco's fee structure includes a setup fee and annual fees for storage and custodian services. While specific pricing requires a consultation, they're known for competitive rates and transparent disclosure. Their buyback program often offers prices above spot for qualifying products.

Customer Experience

Goldco's white-glove service approach means each customer receives personalized attention throughout the entire process. They've earned thousands of positive reviews across platforms like Trustpilot and Google. Their customer education resources help investors make informed decisions.

Our Verdict

Goldco is an excellent choice for investors looking for a reputable Gold IRA company with a strong buyback program. Their $25,000 minimum makes them more accessible than Augusta, while still providing premium service and a wide product selection.

Frequently Asked Questions

What is Goldco's minimum investment?
Goldco requires a minimum investment of $25,000 for Gold IRA accounts.
How does Goldco's buyback program work?
Goldco offers to buy back your precious metals at competitive prices when you're ready to liquidate, often at premiums above spot price.
Is Goldco a legitimate company?
Yes, Goldco is a legitimate, BBB-accredited company with an A+ rating and thousands of verified positive reviews.
What custodians does Goldco work with?
Goldco partners with established IRA custodians who specialize in precious metals storage and administration.

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Start a Gold IRA: Your Complete Checklist

Week 1: Research
  • ☐ Compare 3-5 companies (fees, BBB ratings)
  • ☐ Read customer reviews on Trustpilot & BBB
  • ☐ Verify IRS-approved custodian status
  • ☐ Check depository options and insurance
Week 2: Decision
  • ☐ Choose company based on your priorities
  • ☐ Request fee schedule in writing
  • ☐ Confirm buyback policy terms
  • ☐ Decide: segregated vs. commingled storage
Week 3: Application
  • ☐ Complete online application
  • ☐ Submit ID and funding documentation
  • ☐ Choose Traditional or Roth Gold IRA
  • ☐ Designate beneficiaries
Week 4: Funding
  • ☐ Initiate rollover or transfer
  • ☐ Verify funds received by custodian
  • ☐ Select metals with your specialist
  • ☐ Confirm purchase and depository storage

Typical timeline: 3-4 weeks from start to metals purchased | Checklist by Editorial TeamOur Editorial Team

How We Evaluate Gold IRA Companies

Last IRS rule verification: March 2026 | Next scheduled review: September 2026

Sources & References

  1. IRS Publication 590-A: Contributions to Individual Retirement Arrangements — irs.gov
  2. IRS Publication 590-B: Distributions from Individual Retirement Arrangements — irs.gov
  3. IRC §408(m) — Precious Metals & Collectibles Rule — Cornell LII
  4. IRC §4975 — Prohibited Transactions — Cornell LII
  5. SECURE 2.0 Act (RMD Age Changes) — AICPA Summary, 2023
  6. World Gold Council: Gold as a Strategic Asset, 2023 Edition