Best Overall
Augusta Precious Metals ranks first on this site at 4.9/5, with a $50,000 minimum and a BBB A+ rating. Founded in 2012, it pairs an education-first approach with phone-based account setup and a dedicated agent.
Augusta was founded in 2012 and is based in Los Angeles, California. Its listed strengths are lifetime support from a dedicated agent, a price match guarantee and a large library of educational material, and the free kit carries no obligation. That suits a saver who wants to learn the mechanics before buying and plans to move a sizeable balance, such as a 401(k) rollover.
Look elsewhere if the money you want to move is under $50,000, because the other four companies list minimums of $10,000 to $25,000. The site's data also notes a narrower product selection than some competitors, and setup runs through a phone call rather than online.
The company sets its minimum, not the IRS. Here is how the five companies on this site compare:
Most accounts are set up within 1-2 weeks, depending mostly on how fast your current provider releases the money.
Augusta says it charges a one-time setup fee plus annual storage and custodian fees. The site's data lists no dollar amounts, so ask for these before you commit:
This site lists Augusta's BBB rating as A+. Treat that as a starting point: read the BBB complaint history yourself, search the CFPB complaint database and your state regulator's records, and confirm which custodian and depository would hold the account. Get every promise, including lifetime support and the price match, in writing.
Walk away from any pitch that pressures you to decide on the first call or pushes numismatic coins, which do not qualify under IRC §408(m).
Goldco ($25,000) is listed for its buyback program, American Hartford Gold ($10,000) for price protection, Birch Gold Group ($10,000) for its four-metal range, and Noble Gold ($20,000) for a Texas storage option. Augusta's differences are the education focus and the dedicated agent, paid for with the highest entry minimum.
The Get Free Kit buttons on this site lead to Augusta's partner materials, and the site earns a referral fee when you open an account through them. Weigh the ranking with that in mind and compare at least two written fee schedules.
Augusta fits savers with $50,000 or more who want education and a dedicated agent and accept a phone-based setup. With a smaller balance, or if you want a wider product list, compare the other four companies first. Whichever company you pick, get the fee schedule and the buyback terms in writing.
Typical timeline: 3-4 weeks from start to metals purchased | Checklist by Our Editorial Team
Last IRS rule verification: March 2026 | Next scheduled review: January 2027